INSTITUTIONAL CAPITAL
500+ Lenders.
Non-Dilutive Capital.
5–23 Days.
We connect established business operators with institutional lenders who fund fast, ask no equity questions, and close in weeks instead of months.
Trusted by operators building real companies
Businesses Funded
Capital Deployed
Institutional Lenders
Days to Funding
CASE STUDY
$850K Equipment Line for HVAC Contractor
The Situation
A 12-year-old HVAC company doing $2.1M annually needed equipment financing to expand into commercial contracts. Banks wanted 2 years of financials and a personal guarantee covering his entire house.
What We Did
Structured a $850K equipment line using future revenue visibility from signed contracts. Positioned collateral against the equipment itself, not his personal assets.
The Result
Closed in 16 days. No personal guarantee. No equity dilution. He paid off the equipment in 18 months and scaled to $4.2M revenue.
Case Study Image
520x520px
"They didn't just get me funding. They protected my company and my family."
— Marcus T., HVAC Owner
WHY VAULT
Banks Say No.
We Say Yes.
We Master the System
Our team navigated every lending framework. We know which lender funds which structure, what triggers delays, and how to position your deal for approval.
We Engineer Competition
We run your deal to 10+ lenders simultaneously. Real competition drives better terms, faster closings, and options that protect you.
We Ensure Approval
We structure your deal, not pitch it. Our approach focuses on how a lender SEES your business—not on how charming our pitch is.
24-Hour Decisioning
Most lenders can make a preliminary yes/no within 24 hours of receiving your complete application. This isn't a soft approval—it's a term sheet in motion.
CAPITAL TYPES
The Capital Menu
Decisioning
Line of Credit (LOC)
Revolving credit against cash flow. Draw, repay, redraw.
Amount
$25K–$500K
Timeline
5–10 days
Revenue-Based Financing (RBF)
Repay as % of monthly revenue. No fixed payments, scales with you.
Amount
$50K–$1M
Timeline
7–14 days
SBA Loans
Government-backed, long-term amortization. Best rates for established ops.
Amount
$100K–$5M
Timeline
20–45 days
Term Loans
Fixed amounts, fixed rates, fixed terms. Simplest structure.
Amount
$50K–$2M
Timeline
10–20 days
Equipment Financing
Collateral-backed against the equipment itself. Preserve cash.
Amount
$25K–$1M
Timeline
8–15 days
Business Credit Lines
Unsecured working capital based on business credit profile.
Amount
$10K–$250K
Timeline
3–7 days
THE PROCESS
How We Work
Consultation
We dig into your financials, growth, cash flow, and existing debt. We ask what other lenders asked and where you got stuck. This is how we engineer your best structure.
Structuring
We position your deal—choosing the right product, the right amount, the right terms—to maximize approval odds and minimize your cost of capital.
Deployment
We submit to 10+ lenders simultaneously. You get offers. We negotiate on your behalf. Funds land in your account and you execute.
QUESTIONS
Frequently Asked
We typically work with businesses doing $250K–$10M+ annually. Below $250K, options narrow but aren't impossible. Let's talk about your specific situation.
LET'S GO
Ready to Fund?
Your Funding Starts Here
Five to twenty-three days from application to funded. No equity lost. One hundred percent focused on closing your deal.